Picture of 990 Marshall Way, Placerville
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We opened in July of 2004 as a Farmers Insurance agency, initially leasing space in agent Ken Scanavino’s office by the Shingle Springs post office. In December of 2005 we moved to leased space in the Rood Building on Placerville’s Main Street, hiring our first employee. In 2011 we purchased our current home at the corner of Marshall Way and Cedar Ravine Road. The wisdom of that purchase wasn’t obvious (see photo), but thanks to Robert’s vision, architect Jon Westphal’s design, and builder Bryan Wilkinson’s skills, the run-down 1957 residence was transformed into a modern office building, earning a Mayor’s Beautification Award from the City of Placerville.

Right around the time we moved to the new building in March of 2012, Farmers severely restricted new coverage for homes in El Dorado County due to its concerns about wildfire exposure. These concerns were borne out in 2014’s Sand Fire, when the agency had its first total loss claims. Farmers let existing customers keep their homeowners policies, but we had to broker most new business to other carriers. While we earned Farmers vaunted Championship award for our performance in 2013, Farmers sales growth decelerated, more than replaced by brokered business. In June of 2018, we left Farmers altogether and became an independent insurance broker, to best continue our focus on finding homeowners insurance for El Dorado County residents.

In July of 2022, Robert decided to slow down, selling the property and casualty portion of the agency to focus exclusively on health, life, and disability insurance.

Our Team

photo of Robert Lenoil
Robert Lenoil

license #0E44887

Robert’s initial career was as a software engineer for Microsoft, then Apple, and then as an independent consultant and business owner in Silicon Valley. He moved to El Dorado County in 2003 and started Robert Lenoil Insurance Agency the following year. Robert applies his engineering skills and insurance knowledge to analyze customers’ insurance needs, helping them wisely manage risk and plan for their future. He lives in Shingle Springs with his wife and children, is an alumnus of the County Chamber of Commerce’s Leadership El Dorado program, and was chairman of the County’s blue ribbon committee on reuse of the Placerville courthouse. Robert is also an award-winning vocalist and serves on the board of directors of the El Dorado County Community Concert Association.


  • B.S. Computer Science and Engineering, MIT
  • MBA, San Jose State University
photo of Nancy Lenoil
Nancy Lenoil
Owner of the Owner

license #4254105

Nancy served as the State Archivist of California from 2006 to 2019, so her assisting Robert seems as plausible as Warren Buffett helping in the mail room at Berkshire Hathaway. Nonetheless, she cheerfully helps Robert, mostly from behind the scenes. Nancy is a Distinguished Fellow of the Society of American Archivists and serves on the board of trustees of Temple Or Rishon of Orangevale.


  • B.A. History, Oakland University
  • M.A. History, Wayne State University